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Archive for November, 2012

Weekly Primary Mortgage Rates – November 29, 2012

November 29, 2012 Leave a comment
Regional Breakdown 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.32  % 2.64  % 2.72  % 2.56  %
Fees & Points 0.8 0.6 0.6 0.5
Margin N/A N/A 2.74 2.76

Freddie Mac

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Weekly Primary Mortgage Rates – November 23, 2012 – New Low

November 23, 2012 Leave a comment
Regional Breakdown 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.31  % 2.63  % 2.74  % 2.56  %
Fees & Points 0.7 0.6 0.6 0.4
Margin N/A N/A 2.74 2.76

 

 

Freddie Mac

November 21, 2012 Leave a comment

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Yellowstone Country

November 15, 2012 Leave a comment

Weekly Primary Mortgage Rates – November 15, 2012

November 15, 2012 Leave a comment
Regional Breakdown 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 3.34 % 2.65  % 2.74  % 2.55  %
Fees & Points 0.7 0.7 0.6 0.3
Margin N/A N/A 2.74 2.76

Freddie Mac

Veterans Day…Thank you for your service.

November 10, 2012 Leave a comment

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2013 3.8% Tax Informatio​n from NAR

November 8, 2012 Leave a comment

2013 3.8% tax information from NAR

Posted: 07 Nov 2012 09:12 AM PST

Beginning January 1, 2013, a new 3.8 percent tax on some investment income will take effect. Since this new tax will affect some real estate transactions, it is important for REALTORS® to clearly understand the tax and how it could impact your clients. It’s a complicated tax, so you won’t be able to predict how it will affect every buyer or seller.

To get you up to speed about this new tax legislation, the NATIONAL ASSOCIATION OF REALTORS® has developed this informational brochure. On the following pages, you’ll read examples of different scenarios in which this new tax — passed by Congress in 2010 with the intent of generating an estimated $210 billion to help fund President Barack Obama’s health care and Medicare overhaul plans — could be relevant to your clients.

Understand that this tax WILL NOT be imposed on all real estate transactions, a common misconception. Rather, when the legislation becomes effective in 2013, it may impose a 3.8% tax on some (but not all) income from interest, dividends, rents (less expenses) and capital gains (less capital losses). The tax will fall only on individuals with an adjusted gross income (AGI) above $200,000 and couples filing a joint return with more than $250,000 AGI.

Click here to download brochure or visit Realtors.org website for more information.

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