Archive for November, 2011

Home Sales Increase Across the Country

November 29, 2011 Leave a comment

We’ve just come off a weekend with positive retail news and our friends at Keeping Current Matters bring us a report by the National Association of Realtors that casts a positive signal for Real Estate…Home Sales Increase Across the Country.

The National Association of Realtors recently released their 2011 3rd Quarter Housing Report. In the report, they showed that combined sales of single family homes, condos and co-ops increased in EVERY state as compared to the 3rd quarter of last year. Here are the state-by-state numbers.

The next time someone says houses aren’t selling, ask them which state they live in and show them the chart.

Dave & David Warner


Project Healing Waters…Making Christmas Tree Decorations

November 28, 2011 1 comment

Teaching Vets to tie flies that are inserted into a glass bulb for a Christmas tree decoration.  In this video we are tying a Chrismas colored Wooley Bugger  I am sorry but I didn’t get a picture of the finished product. I will try and get one and post it here later. Our next outing will be a trip to The West Fork of the San Gabriel River to teach disabled Veterans how to fly fish….

Dave & David

How to Cook a Corn on the Cob…This is Classic.

November 28, 2011 Leave a comment

Normally all we talk about here is real estate and flyfishing. I came across this on Thanksgiving Day and think everyone should know how to cook corn with out having to deal with all the silk….enjoy – click on cook corn below

Cook Corn


Dave & David Warner

Categories: Uncategorized


November 22, 2011 Leave a comment

Categories: Uncategorized

Obama Signs Extension for Higher FHA Loan Limits

November 18, 2011 1 comment


by JON PRIOR Friday, November 18th, 2011, 10:21 am

President Obama signed into law a government spending bill Friday morning effectively reinstalling higher conforming loan limits for the Federal Housing Administration through the end of 2013. The House passed the minibus spending bill 298-121 Thursday afternoon, and the Senate approved it 70-30 Thursday night.

Effective Friday, FHA can insure loans up to $729,750 from $625,500 in the most expensive neighborhoods. In 2008, Congress elevated the limits for the FHA, Fannie Mae and Freddie Mac, but expired Oct. 1. The Senate approved an amendment to the bill earlier in the month that would have reinstalled the limits for Fannie and Freddie as well. But a joint appropriations committee cut the government-sponsored enterprises out, leaving the FHA in.

By signing the bill, the Obama administration back-tracked somewhat from a white paper put out in February. The paper put forth three options for the housing finance system, precluded by the expiration of the higher conforming loan limits in order to begin ushering private capital back to the market. FHA Acting Commissioner Carole Galante warned senators Thursday that the government should be looking to shrink the FHA market share. “We maintain that it is appropriate to take a step back on the loan limits,” Galante said.

Rep. John Campbell, R-Calif., made the case on the House floor Thursday to reinstall the limits for Fannie and Freddie as well, citing concerns that the housing market is not healthy enough to be taken off the government lifeline.  ”Even now, private lenders remain incredibly risk-averse, hesitating to provide long-term, fixed-rate mortgages to the vast majority of the market,”Campbell said.  ”Until Congress decides how to move forward with broad reform to fix our broken housing finance system, we should not dismantle the few remaining support systems that are preventing the housing industry from collapsing further.”

Dave & David Warner


Weekly Primary Mortgage Rates – November 17, 2011

November 18, 2011 Leave a comment
Regional Breakdown 30-Yr FRM 15-Yr FRM 5/1-Yr ARM 1-Yr ARM
Average Rates 4.00 % 3.31% 2.97% 2.98 %
Fees & Points 0.7 0.7 0.6 0.6
Margin N/A N/A 2.74 2.76

From Freddie Mac

Dave & David Warner


Project Healing Waters – Wins $10,000 from Toyota.

November 15, 2011 Leave a comment

This is an organization that both David and I volunteer our time.  It is near and dear to our heart.  If you would like to help or donate let us know. Watch the video in the flyer.

Thank you Toyota.

Giving to PHWFF

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PHWFF wins Toyota Halftime Handoff!
Thanks again to everyone who has voted for PHWFF! Because of you we are the winning non-profit of week 7 of the Toyota Halftime Handoff!!PHWFF will receive a $10,000 donation.Watch our video: Week 7 Winner PHWFF